Budget Planning
Create, tune, and track budgets with forecasting that reflects actual financial behavior and future plans.
The Individualized Financial Management Platform
Understand your money today. Shape your financial future.
TiVaMo helps individuals model budgets, cash flow, assets, goals, and long-term financial decisions in one connected platform built around the Time Value of Money.
AINative
10+Decision Tools
SecureData Framework
Solutions
Everything needed to manage individualized financial well-being.
One connected platform to help users understand their options, make better decisions, and manage the journey from today through retirement and beyond.
Cash Flow Management
Review projected cash flow and upcoming obligations so day-to-day financial decisions stay grounded.
Financial Asset Tracking
See a single-pane view of financial assets and how progress changes week by week.
Target Planning
Model long-term investment, retirement, and net-worth scenarios with decision-focused projections.
Questionnaire
Capture the details that make each user’s financial goals, obligations, and preferences unique.
Tiva AI Agent
Use conversational assistance to collect information, explain progress, and support decisions.
How It Works
Human designed. AI native.
TiVaMo guides setup, connects data, and turns financial information into usable decision support.
01
Set up your information
Complete the questionnaire and connect accounts through secure financial data integrations.
02
Launch the tools
Access budget, cash flow, asset tracking, and target planning from a unified experience.
03
Explore and act
Review interactive scenarios, recommendations, and progress indicators to make timely decisions.
Security
Designed for sensitive financial data.
TiVaMo is built around multi-level data protection, secure account integration, controlled authentication, and separation between the marketing site, application, and internal administration layers.
Customer financial account credentials are not stored by TiVaMo. Authentication, account creation, subscription handling, and application access are kept in distinct layers.
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The Individualized Financial Management Platform
FocusTime Value of Money
ArchitectureSegmented services
Data postureSecurity-first
Decision modelIndividualized
Plans
Start with the financial decision tools that fit your life.
Pricing and plan names are placeholders while Stripe products are being finalized. New subscriptions will open after launch readiness and final onboarding validation are complete.
Essential
TBD
Budgeting and setup basics
- Guided questionnaire
- Budget planning
- Cash flow overview
Individualized
TBD
Most complete personal finance model
- Connected financial accounts
- Asset tracking
- Target planning scenarios
- Tiva AI assistance
Advisor / Family
TBD
Future multi-user planning
- Expanded scenarios
- Shared planning workflows
- Priority onboarding
Ready to see what your money can become?
Start with a guided setup and move toward connected, individualized decision support.